Blog

For financial institutions in Czechia, Denmark, Hungary, Poland, Romania and Sweden, the 2027 Instant Payments Regulation deadlines are more than a scheme-integration exercise. They are a test of whether teams can see and manage payments across two live environments: established domestic instant rails and the new euro instant-payment rail.

Domestic experience is an asset, but it does not guarantee readiness. A dashboard can show that systems are healthy while a payment stalls in a queue, misses a hand-off, or approaches its processing window. The real operational question is whether institutions can track every payment from initiation to settlement, identify where it stops moving, and act before customers—or regulators—notice.

Fincrime rates have been on the rise since COVID, psychological APP fraud is now one of the most common issues, and AI-assisted scams are becoming more sophisticated and harder to detect. This means that when working with a legacy system often siloed between departments, you are likely finding your existing fraud management solution is unable […]

As a bank researching how to spot and solve payment anomalies, discovering a problem after an SLA breach causes so many problems and strain on resources that you know it’s time to have a better solution. The challenge is knowing which capabilities will actually help you detect, investigate, and respond to these issues earlier. Looking […]

ISO 20022 is no longer a migration project: it’s a data programme. At Sibos 2026, banks told us where they’re stuck (unstructured addresses, exceptions and investigations, hybrid MT/MX…) and what’s working (data governance, transaction observability, analytics). See the patterns we heard at our booth and a pragmatic 90 day playbook to turn ISO 20022 richness into STP, screening, and client experience gains.

At Sibos 2026, speed gave way to structure, transparency and trust. Banks told us ISO 20022 data readiness (structured addresses, MT 101 deadlines) is the real bottleneck, while instant rails, stablecoins/CBDCs and agentic AI raise the stakes for real‑time visibility. See the patterns we heard in Miami and why one trustworthy, real‑time view across MT, ISO 20022 (MX) and domestic rails is the foundation for Transaction Observability—and for turning resilience spend into measurable value.

Vyntra’s recognition in Chartis RiskTech100® 2027, including awards for Private Client / Private Banking and AML for Private Banking, highlights specialized financial-crime expertise within a broader Transaction Intelligence platform. Built for diverse financial institutions, Vyntra connects fraud prevention, AML, sanctions screening, payment integrity and transaction observability around a shared view of every transaction.

Last week, the Vyntra Club brought together banking clients, partners, and outside experts in Zurich and remotely for an afternoon dedicated to one question: how does fraud actually work today, from the psychology behind it to the reality of fighting it inside a bank?  Keynote: The psychology of deception by Prof. Pascal Wagner-Egger, Social Psychology […]

If you’re searching for a banking fraud detection solution, it’s likely that: Your current rule-based controls to combat fraud generate more false positives than your investigation teams can clear, and keeping up means adding more investigators and data scientists.  Fraud now moves across payment channels, but you monitor each system separately, so multi-rail scams slip […]

BNP Paribas Fortis just recorded a historic 12% drop in fraud cases—even as some fraud techniques rose by 6%. The bank’s leadership points to a single direction: tightly connecting AI, data, risk, fraud and customer decisions around every transaction. This post explains why Transaction Intelligence is becoming the next competitive edge in banking, how it unifies fraud, AML, sanctions and operational visibility, and what it means for institutions from Europe to North America.